This is a competitive cash back credit card considering its low APR. 1% cash back is on all purchases.

IBERIABANK Visa Gold card offers $500,000 in travel accident coverage. You also get travel emergency service, roadside dispatch, and auto rental collision damage waiver.

Card benefits:
1% Cash back on all categories. Low variable rate of 9.25%, 12.25%, or 15.25%. 1.99% Intro Balance Transfer APR for 6 billing cycles.
Cashback on all:	1%
Credit needed:	Unknown
Ongoing APR:	9.25% to 15.25% variable
Annual fee:	$0

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