Category: 0% Intro APR

AT&T Universal Savings Platinum Card

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This Mastercard goes without saying: “You have to spend money to make money.” In order to reap the full benefits of this card, you need to be spending $750 dollars per month to get the complete 1.5% cash back on purchases. That can be pretty hard to do if you don’t tend to spend that much a month consistently. Cash back amounts are tiered every month.

Card benefits:  
1.5% after spending $750 each month.
1% after spending $250 each month.
0.5% starting each month.
0% intro APR for first 15 months.
Cashback on all: 0.5% to 1.5%
Credit needed: Unknown
Ongoing APR: 12.99% variable
Annual fee: $0
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American Express® Green Card

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This card is great if you like rewards that deal with traveling. With enough points earned you can fly, rent cars, book cruises, and much more for free when you redeem your points with American Express

 

Card benefits:  
3x points on select merchants.
2x points on travel.
1x point on all other purchases.
Cashback on all:
Credit needed: Good
Ongoing APR: Unkown
Annual fee: $0 ($95 after first year)
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eBay Mastercard

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This card is great if you do some serious shopping or spending on ebay or or PayPal. You can get some big savings is you use this card to its fullest!

 

Card benefits:  
3X points on Gas & Restaurant purchases.
2X points on PayPal & eBay purchases.
1X points on other MasterCard purchases.
0% intro APR
Cashback on all:
Credit needed: Unknown
Ongoing APR: 19.99% to 23.99% variable
Annual fee: $0
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Ace Rewards Visa

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You get $25 every 12,500 points that you earn. You have to go to a participating Ace store to redeem your money or log in to your account for delivery options.

This card also comes with some nice benefits such as $250,000 in Travel Accident Insurance, auto rental collision damage waiver, zero liability protection, cash access at more than 1 million ATMs, and internet banking customers get a their credit score from Experian for free.

Card benefits:  
5x points for select merchants.
2x points for gas.
2x points for groceries.
1x point for all other purchases.
10 points – $10 Enrollment Bonus Certificate to spend at participating Ace stores.
Cashback on all:
Credit needed: Unknown
Ongoing APR: 13.99% – 22.99% variable
Annual fee: $0
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Capital One Cash Credit (No annual fee)

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This credit card is like its brother Capital One Cash Credit Card. The differences are that this card requires excellent credit and there is no annual fee. Also there is a $100 bonus if you spend $500 within 3 months.

Capital One advertises 1% cash back on all purchases but with a 50% bonus on the cash back every year — that equates to really 1.5% cash back!

Card benefits:  
1.5% cash back (1% with 50% bonus) on all.
$100 bonus once you spend $500 in the first 3 months.
0% intro APR until 3-1-13.
Cashback on all: 1.5%*
Credit needed: Excellent
Ongoing APR: 12.9% to 20.9% variable
Annual fee: $0
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Bank of America Accelerated Rewards Card

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Although there is some benefit to this Bank of America Accelerated Rewards Card (American Express), the rewards program details are vague and difficult to understand. We only recommend this card for people that completely understand BOA’s terms and conditions.

0% APR for first 12 months for purchases. Also, for any balance transfers made within 2 months. Balance transfer fee: 4%.

Card benefits:  
$50 credit after qualifying purchases.
1.25 points per $1 spent.
Redeem points at 2,500 points (for cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates and more).
Cashback on all: 0%
Credit needed: Unknown
Ongoing APR: 12.99 to 20.99% variable
Annual fee: $0
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BankAmericard Cash Rewards Credit Card

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This card is great if you already have an account with Bank of America. They give you a bonus of 10% cash back when you deposit your rewards into your Bank of America account.

Card benefits:  
3% cash back on gas.
2% cash back on groceries.
1% cash back on all other purchases.
$50 cash back after spending $100 in first 2 months.
10% cash reward bonus when you redeem your rewards directly into your Bank of America checking or savings account.
0% intro APR first 12 months.
Cashback on all: 1%
Credit needed: Unknown
Ongoing APR: 12.99 to 20.99% variable
Annual fee: $0
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American Express Blue Cash Preferred

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This card is similar to its brother, American Express Blue Cash Everyday. The difference however is you receive an outstanding 6% on all grocery purchases and 3% on gas and department store purchases!

Card benefits:  
6% cash back on groceries.
3% cash back at gas stations and department stores.
1% cash back on all other purchases.
$150 cash back after spending $1,000 in first 3 months.
0% purchase intro APR for 12 months
Cashback on all: 1%
Credit needed: Good
Ongoing APR: 17.24% to 22.24% variable
Annual fee: $75
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American Express Blue Cash Everyday

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The advantages of this card is the amount of high percentage cash back it offers on grocery stores, gas stations, and department stores! Plus there is no annual fee and a zero percent purchase intro APR for the first 12 months.

Card benefits:  
3% cash back on groceries.
2% cash back at gas stations and department stores.
1% cash back on all other purchases.
$100 cash back after spending $1,000 in first 3 months.
0% purchase intro APR for 12 months
Cashback on all: 1%
Credit needed: Good
Ongoing APR: 17.24% to 22.24% variable
Annual fee: $0
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