Category: Credit Cards

April 29, 2012

IBERIABANK Visa Gold

This is a competitive cash back credit card considering its low APR. 1% cash back is on all purchases.

IBERIABANK Visa Gold card offers $500,000 in travel accident coverage. You also get travel emergency service, roadside dispatch, and auto rental collision damage waiver.

Card benefits:
1% Cash back on all categories. Low variable rate of 9.25%, 12.25%, or 15.25%. 1.99% Intro Balance Transfer APR for 6 billing cycles.
Cashback on all:	1%
Credit needed:	Unknown
Ongoing APR:	9.25% to 15.25% variable
Annual fee:	$0

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April 24, 2012

Capital One Cash Rewards for Newcomers

This card is great if you need to build up your credit! It also comes with cash back benefits also! Use this card when you travel to build up your “cash back” points faster.

Card benefits:
2% for travel. 1% for all other purchases. 0% intro APR.
Cashback on all:	1%
Credit needed:	Fair
Ongoing APR:	24.9% variabe
Annual fee:	$0

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April 24, 2012

AT&T Universal Savings Platinum Card

This Mastercard goes without saying: “You have to spend money to make money.” In order to reap the full benefits of this card, you need to be spending $750 dollars per month to get the complete 1.5% cash back on purchases. That can be pretty hard to do if you don’t tend to spend that much a month consistently. Cash back amounts are tiered every month.

Card benefits:
1.5% after spending $750 each month. 1% after spending $250 each month. 0.5% starting each month. 0% intro APR for first 15 months.
Cashback on all:	0.5% to 1.5%
Credit needed:	Unknown
Ongoing APR:	12.99% variable
Annual fee:	$0

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April 24, 2012

American Express® Green Card

This card is great if you like rewards that deal with traveling. With enough points earned you can fly, rent cars, book cruises, and much more for free when you redeem your points with American Express

Card benefits:
3x points on select merchants. 2x points on travel. 1x point on all other purchases.
Cashback on all:
Credit needed:	Good
Ongoing APR:	Unkown
Annual fee:	$0 ($95 after first year)

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April 9, 2012

Premier Rewards Gold Card from American Express

This card is packed full of benefits when you use it to its fullest potential.

When you spend money on airfare you earn tripple the points which can add up! Plus this card is great gas an on groceries. This card can even reserve tickets at venues around the world.

Card benefits:
3x points on airfare. 2x ponts on gas and groceries. 1x points on everything else. 15,000 points when you spend $30,000 in your first year. 25,000 points when you spend $2,000 in the first 3 months. 0% intro APR first year
Cashback on all:	1x points
Credit needed:	Unknown
Ongoing APR:	Unkown
Annual fee:	$0 ($175 after first year)

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April 9, 2012

eBay Mastercard

This card is great if you do some serious shopping or spending on ebay or or PayPal. You can get some big savings is you use this card to its fullest!

Card benefits:
3X points on Gas & Restaurant purchases. 2X points on PayPal & eBay purchases. 1X points on other MasterCard purchases. 0% intro APR
Cashback on all:
Credit needed:	Unknown
Ongoing APR:	19.99% to 23.99% variable
Annual fee:	$0

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April 9, 2012

Ace Rewards Visa

You get $25 every 12,500 points that you earn. You have to go to a participating Ace store to redeem your money or log in to your account for delivery options.

This card also comes with some nice benefits such as $250,000 in Travel Accident Insurance, auto rental collision damage waiver, zero liability protection, cash access at more than 1 million ATMs, and internet banking customers get a their credit score from Experian for free.

Card benefits:
5x points for select merchants. 2x points for gas. 2x points for groceries. 1x point for all other purchases. 10 points – $10 Enrollment Bonus Certificate to spend at participating Ace stores.
Cashback on all:
Credit needed:	Unknown
Ongoing APR:	13.99% – 22.99% variable
Annual fee:	$0

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April 6, 2012

Capital One Cash Credit (No annual fee)

This credit card is like its brother Capital One Cash Credit Card. The differences are that this card requires excellent credit and there is no annual fee. Also there is a $100 bonus if you spend $500 within 3 months.

Capital One advertises 1% cash back on all purchases but with a 50% bonus on the cash back every year — that equates to really 1.5% cash back!

Card benefits:
1.5% cash back (1% with 50% bonus) on all. $100 bonus once you spend $500 in the first 3 months. 0% intro APR until 3-1-13.
Cashback on all:	1.5%*
Credit needed:	Excellent
Ongoing APR:	12.9% to 20.9% variable
Annual fee:	$0

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April 6, 2012

Capital One Cash Credit Card

This cash back card may not seem all that impressive by its $39 annual fee, but if your credit score needs improving, than this might be a good pick for you.

Capital One advertises 1% cash back on all purchases but with a 50% bonus on the cash back every year — that equates to really 1.5% cash back!

Card benefits:
1.5% cash back (1% with 50% bonus) on all. 0% intro APR until 12-1-12.
Cashback on all:	1.5%*
Credit needed:	Fair
Ongoing APR:	18.9% to 23.9% variable
Annual fee:	$39

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April 6, 2012

TrueEarnings Card from Costco and American Express

If you are a part of Costco’s membership program than you are in luck! This is a great card with many cash back benefits. With this card they have more cash back categories than most. That means more money for you.

Card benefits:
3% cash back on gas. 2% cash back for restaurants. 2% cash back for travel. 1% cash back on everything else. 0% intro APR for first 6 months.
Cashback on all:	1%
Credit needed:	Good
Ongoing APR:	15.24% variable
Annual fee:	$0

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