Capital One Cash Credit (No annual fee)

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This credit card is like its brother Capital One Cash Credit Card. The differences are that this card requires excellent credit and there is no annual fee. Also there is a $100 bonus if you spend $500 within 3 months.

Capital One advertises 1% cash back on all purchases but with a 50% bonus on the cash back every year — that equates to really 1.5% cash back!

Card benefits:  
1.5% cash back (1% with 50% bonus) on all.
$100 bonus once you spend $500 in the first 3 months.
0% intro APR until 3-1-13.
Cashback on all: 1.5%*
Credit needed: Excellent
Ongoing APR: 12.9% to 20.9% variable
Annual fee: $0
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