Bank of America Accelerated Rewards Card

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Although there is some benefit to this Bank of America Accelerated Rewards Card (American Express), the rewards program details are vague and difficult to understand. We only recommend this card for people that completely understand BOA’s terms and conditions.

0% APR for first 12 months for purchases. Also, for any balance transfers made within 2 months. Balance transfer fee: 4%.

Card benefits:  
$50 credit after qualifying purchases.
1.25 points per $1 spent.
Redeem points at 2,500 points (for cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates and more).
Cashback on all: 0%
Credit needed: Unknown
Ongoing APR: 12.99 to 20.99% variable
Annual fee: $0
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